Chanticleer Why rate hikes may be next, risky home loans in crosshairs & mini deal boom
19 snips
Nov 28, 2025 This week, the hosts dive into Australia's economic challenges, discussing whether it has reached its speed limit. They highlight APRA's clampdown on risky home loans and examine the implications for the housing market. A surge in corporate deals takes the spotlight, especially the fallout from the Corporate Travel accounting scandal. With inflation data suggesting no near-term rate cuts, the potential for further rate hikes is debated. The podcast also explores productivity issues and anticipates a year-end boom in mergers and acquisitions.
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Heed APRA's New Lending Guardrails
- APRA has capped new high‑leverage mortgages to 20% of new lending to curb investor risk buildup.
- Review borrowing multiples and avoid loans above six times income unless you have strong buffers.
Corporate Travel's Revenue Train Wreck
- Corporate Travel Management misreported revenue and overcharged customers by roughly £80 million, triggering audits and suspensions.
- The company has cash to refund customers but faces severe governance and solvency scrutiny as management changes follow.
Australia's Economic Speed Limit
- Australia may have hit a growth 'speed limit' because productivity is too weak and inflation spikes with modest growth.
- Weak productivity forces the RBA to keep rates higher or on hold to restrain inflationary pressure.