Banking Reinvented Banking's business model shift: core modernization meets AI with Panagiotis Kriaris from Unzer
Episode 81 of Banking Reinvented dives into the forces reshaping how banks operate, compete, and deliver value in a digital-first world.
Host Tim Rutten sits down with Panagiotis Kriaris, Director and Head of Business & Corporate Development at Unzer, to explore the fundamental shifts in banking business models. Together, they discuss the growing gap between customer expectations and what banks can actually deliver, the role of core modernization in closing that gap, and where AI is making the biggest impact right now.
Tune in to hear how technology is driving real business transformation and what banks need to get right to compete in the next era of financial services.
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Timestamps
(00:00) – Welcome to the "Banking Reinvented" podcast
(00:30) – Introduction to Panagiotis Kriaris
(02:15) – The fundamental shifts in banking business models
(09:45) – The gap between customer expectations and bank capabilities
(17:20) – Where core modernization fits in the transformation journey
(24:50) – What banks need to get right during the transition
(32:10) – AI's biggest impact areas in banking today
(41:30) – Key takeaways and final words
(43:45) – Episode wrap-up