Do Budgets Work? | Victoria Ferguson

And in case you missed it, check out last week's episode of Your Money Guide on the Side where we answered the question, What is Risk and How do I optimize it? 

What do you get when you combine a financial planner with the heart of a teacher and the boldness of a creator? You get Victoria Ferguson—today’s guest and a true money guide for the modern world.

Victoria is a CERTIFIED FINANCIAL PLANNER® who left a traditional finance career to create educational content full-time. Why? Because she knew more people needed clear, honest money guidance—and that trust is built through storytelling, not spreadsheets.

In this episode, we talk about:

• Why budgets are like diets—and why most don’t work
• What really makes someone a financial “expert”
• The emotional side of money most advisors ignore
• How to interview a financial advisor (with the questions that matter)
• Why money shame exists at every income level
• And how to define your own goals before chasing anyone else’s tactics

Victoria shares her best insights from years of working with high-net-worth clients, her decision to walk away from a stable paycheck, and what it really means to feel secure with money—regardless of your bank balance.

Whether you’re looking for a financial planner, trying to navigate online money advice, or just curious what it means to live in alignment with your values… this episode is for you.

🎧 Listen now to learn:
 ✅ How to find a CFP® who’s a true fit for you
✅ Why understanding your values changes your money game
✅ The exact framework to use when you're overwhelmed by financial advice

Connect with Victoria
@financiallyvictoria | TikTok & Instagram
 

Mentioned in the show:

• Fee-only fiduciaries (what that really means)
• Why where do you summer? is the wildest financial flex
• And why first principles matter for financial planning

—

🧠 Want more episodes like this? Subscribe to Your Money Guide on the Side wherever you get your podcasts and join Tyler’s weekly newsletter at tylergardner.com