Networth and Chill with Your Rich BFF Why getting to $100k is SO HARD and How to do it
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Sep 10, 2025 The latest discussion dives into the mental and practical barriers that keep many stuck before reaching six figures. It uncovers the overlooked psychological hurdles that affect high earners living paycheck to paycheck. Listeners learn the significance of early investment and the dangers of lifestyle inflation. With practical strategies for saving and managing debt, this episode empowers you to tackle the $100K goal head-on. Plus, Vivian addresses listener questions with insights to help navigate the journey to financial milestones!
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Why The First $100K Feels So Hard
- Compound interest makes the first $100,000 the hardest to reach because early balances generate tiny returns.
- Once you hit $100,000, returns scale and your money starts earning noticeably more money for you.
Boost Income With Flexible Side Gigs
- Increase your income by taking on side hustles if you want to reach $100K faster.
- Consider flexible W-2 options like Reflex to earn extra cash quickly and get employee benefits.
Make Cash Work In High-Yield Savings
- Put idle cash into a high-yield savings account to earn meaningful interest without extra work.
- Use reputable options like SoFi, Ally, or Amex to get far better rates than traditional banks.