How to Money

Holiday Special: 2025 Lessons, Risky Bets, and an Alaska Surprise (BONUS EP)

10 snips
Dec 27, 2025
Join Joel Larsgaard and Matt Altmix, co-hosts known for their practical personal finance advice, as they reflect on the key financial lessons from 2025. They delve into the real impact of AI, the shifting dynamics between renting and buying, and the emerging risks of alternative investments. With insights on the rise of prediction markets and the thin line between investing and gambling, this conversation promises valuable takeaways for smarter financial decisions in the new year. Plus, there's a humorous voicemail from Nick in Alaska!
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INSIGHT

Focus On What You Can Control

  • Politics and big promises often distract from personal financial action.
  • Joel and Matt urge focusing on what you can control rather than waiting on government fixes.
INSIGHT

Risky Products Are More Accessible

  • 2025 saw a surge in risky financial products and alternative investments.
  • Greater access often misleads investors into high-fee, high-risk choices that can backfire.
INSIGHT

Renting Is A Valid Choice

  • Renting can make more sense than buying depending on market cycles and rates.
  • Joel notes automatic investing access shifts wealth-building away from homeownership being the only path.
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