The Joseph Carlson Show Two Stocks To Buy As Interest Rates Go Lower
Aug 22, 2025
Interest rates are dropping, opening doors for FICO and Equifax as solid investment picks. Google is cementing its dominance with a huge partnership with Meta, showing off its resilient business model. Intuit presents an intriguing scenario with earnings that spark both hope and concern. Meanwhile, Cracker Barrel is navigating a rebranding journey, demonstrating the complexities of restaurant management in a shifting market. This discussion blends finance insights with a dash of corporate strategy.
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Fed Signal Sparks Disproportionate Winners
- Jerome Powell signaled imminent rate cuts and markets quickly priced them in as likely for next month.
- Lower rates will benefit some stocks far more than others, creating disproportionate winners.
Why FICO Benefits From Falling Rates
- FICO earns from scores and software, with scores the most profitable and highly branded product.
- Lower interest rates should boost score volume and, combined with price increases, drive material cash-flow upside.
Price Hikes Spark Regulatory Risk
- FICO's aggressive price hikes drew government scrutiny and damaged its brand narrative.
- That scrutiny is priced into the stock, reducing investor confidence despite underlying pricing power.