The Ramsey Show Highlights I'm Losing Sleep Over Giving $900 To a Friend
Oct 30, 2025
Jenna, a caller grappling with financial guilt, seeks advice on whether to lend $900 to a distant friend in need. The hosts, George and Jade, delve into Jenna's initial instincts, highlighting the importance of setting financial boundaries. They point out potential manipulation from her friend and explain that simply lending the money won't resolve deeper issues. The conversation emphasizes giving joyfully and within one's means, encouraging Jenna to make a decision that prioritizes her financial health.
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Caller’s Storage Unit Crisis
- Jenna described being asked for $900 by a friend who hadn't responded in three years and claimed a storage lien threatened her possessions.
- She found via the storage company the actual debt was larger and felt uncomfortable with the details.
Protect Your Budget First
- Avoid giving money that creates personal financial hardship or moves someone else's debt onto you.
- Do protect your budget and say no when helping would hurt your own financial progress.
Give Only When Joyful, Not Guilty
- Do give as a gift only if you can afford it and feel genuine joy, not out of guilt or compulsion.
- Avoid lending money because it often strains relationships and merely shifts debt.