Frequent Miler on the Air $900 Platinum card. Worth it? | Coffee Break Ep67 | 8-19-25
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Aug 19, 2025 Get ready for some wallet-shocking news as the Amex Platinum and Business Platinum cards are set to see an increase in annual fees. Discover the anticipated changes to benefits, including shifts in travel credits and point rebates. Learn how using a premium card can snag you a free night at hotels and enjoy exclusive perks like airport lounge access. Listen in as the hosts weigh the pros and cons of these cards for travelers, sharing tips to maximize your travel experience and budget-friendly options for your adventures.
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Platinum Fee Hike And Rebate Restriction
- The Amex Platinum and Business Platinum are rumored to rise from $695 to $895 with changes likely effective Sept 18.
- The business 35% points rebate will be limited to your chosen US airline rather than any airline in premium cabins.
FHR Credits Expanded And Flexible
- Leaked terms show consumer FHR $200 credit becomes two $300 semiannual credits and will also apply to business Platinums.
- FHR still allows single-night bookings, making it more flexible than Chase's similar benefit.
Plan To Capture Core Credits
- Use the $200 airline fee credit strategically because it often takes planning to capture full value each year.
- Rely on the broad lounge access and phone/medical protections as valuable non-credit perks when deciding if the card is worth it.