#451: “The Silent Killer of Generational Wealth (No One Talks About This)” with Nicholas Charles FCCA

🎙️ Guest: Nicholas Charles FCCA, Wealth Strategist | Co-Founder of Danteio | Bestselling Author 🎧 Host: Andy Murphy, Neuro-Performance Fixer | Hedge Fund Strategist | Host of Neuro-Performance Podcast

What happens when one of the world’s top generational wealth experts meets the Fixer trusted by elite founders, investors, and family offices?

In this rare deep-dive, Nicholas Charles FCCA—trusted advisor to ultra-wealthy families, bestselling author, and co-founder of Danti —joins Andy Murphy for an unfiltered breakdown of the hidden dynamics sabotaging generational wealth… and the 10 Pillars required to protect it.

You’ll uncover the real reasons 90% of families lose their wealth in just two generations—and how to fix it with identity shifts, family governance, and a new model of wealth built around fulfillment, communication, and long-term clarity.

🔗 Watch the Full Episode Here on YouTube: Watch Video

🔥 What You’ll Learn

• Why 90% of families lose everything in 3 generations (and how to avoid it)

• The 10 Pillars of Generational Wealth

• The dangerous myth of “hope” as a wealth strategy

• How trauma, guilt, and silence sabotage succession

• Why communication—not tax strategy—is the first pillar

• How philanthropy becomes the glue for generational unity

• What most advisors get wrong about structure, governance, and vision

⏱️ Episode Breakdown 00:00 – Intro | Why This Episode Will Change How You See Wealth 01:22 – Meet Nicholas Charles: From Tax Advisor to Generational Strategist 07:08 – Why Generational Wealth Is So Hard to Preserve 28:20 – The 10 Pillars of Generational Wealth Framework 29:00 – Pillar 1: Communication 29:35 – Pillar 2: Health 31:32 – Pillar 3: Education 39:45 – Pillar 4: Vision 44:10 – Pillar 5: Philanthropy 50:15 – Pillar 6: Governance 55:55 – Pillar 7: Structure 59:45 – Pillar 8: Documentation 1:03:00 – Pillar 9: Advisors 1:07:20 – Pillar 10: Assets 1:13:50 – Closing | Book Recommendations + Connect with Nicholas

🧠 Connect with Andy Murphy • Join The Brain Fix Collective – Weekly Newsletter, Bi-Monthly Podcast, Monthly Webinar • Explore High-Stakes Coaching Options • See Real Client Success Stories • Listen to the Neuro Performance Podcast (4M+ Downloads) • Connect on LinkedIn, Instagram & Facebook

→ All links in one place: https://linktr.ee/AndyMurphymind

🔗 Nicholas Charles’ Resources 📘 Generational Wealth (co-authored with Antoinette Proctor) 📕 The 4 Fundamentals of Family Prosperity 🌐 https://danteio.com

🔁 Replay this episode. It’s a masterclass in preserving wealth, protecting legacy, and transforming family dysfunction into lasting generational unity—through structure, awareness, and the right vision.