Once again, everyone is looking for a reason other than the cold hard truth. Social Security operates like a ponzi-scheme. Ponzi-schemes fall apart when withdrawals exceed collections. Since 2021, the payouts have exceeded collections. The worker-retiree ratio has fallen from 5:1 in the 1960 to 2.8:1 today, and is expected to be 2.3:1 in 2033. Life expectancy has increased, as well as the payouts per retiree.

The SS trust fund will be depleted by 2033. At that point with no changes in law, only 77% of benefits will be paid out, decreasing to 69% over time. This means to keep this terrible program running and paying out 100% of benefits, things will have to change. Either higher taxes, higher retirement age, or a new $500 billion in borrowing every year, and increasing every year.

Ideas like cutting out rich people or increasing the maximum threshold buy the program another 5-10 years.

We will not come to a sensible solution on SS until voters accept that the money you paid in is gone, but not because the Trust Fund was "raided;" and the shortfall is not because millions of illegals are collecting your social security.

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Ep. 466 - Tooth Whitening Materials: Contemporary Products for Outstanding Results.