One Rental At A Time 5 SHOCKING Housing Market Predictions You Need to Know Now
Nov 10, 2025
In this discussion, mortgage expert Mike Zuber shares his insights on the housing market. He highlights that homeowner turnover is at a 30-year low and explains how low interest rates have permanently shifted the landscape. Mike advises well-qualified buyers to seize opportunities this winter, as they'll enjoy maximum leverage. He also delves into the troubles facing flippers and discusses the challenges first-time buyers face, suggesting three paths to remedy the situation. Finally, he examines the potential impact of Federal policy on mortgage rates.
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Low Rates Locked Buyers In Place
- Long-term low rates stretched home tenure from 8 to about 12 years and reduced market turnover sharply.
- Mike Zuber argues the Fed broke the housing market by creating distorted incentives and abnormal statistics.
Seasonality Affects Buyer Leverage
- Seasonal patterns show price decreases peak in November and then decline toward spring, altering buyer leverage timing.
- Matt suggests buyers may have maximum leverage in the winter because of fewer listings and more motivated sellers.
Be Aggressive If You’re A Ready Buyer
- If you're a well-qualified buyer, write aggressive offers and follow up relentlessly to find motivated sellers.
- Mike Zuber says this market is the best buying opportunity in 12 years for prepared buyers.