Optimal Finance Daily - Financial Independence and Money Advice

3361: Have Yourself a Frugal Little Christmas by Jen Hayes on Holiday Budgeting

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Nov 22, 2025
Jen Hayes, a writer and personal finance blogger, shares insightful strategies for a budget-friendly holiday. She emphasizes the importance of DIY gifts, urging listeners to create heartfelt presents rather than splurging. Jen suggests hunting for bargains at dollar stores and using coupons to cut costs. She also promotes planning potluck gatherings and making holiday treats from online recipes to save on food. With her practical tips, Jen helps ensure a joyful, debt-free Christmas season without the financial stress.
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Hunt Affordable Gift Supplies

  • Search for bargains on wrapping, cards, and small gifts in grocery and dollar stores.
  • Filter eBay sellers by country and check shipping times to avoid late deliveries.
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Create Thoughtful DIY Gifts

  • Make DIY gifts like cookies, beauty products, or themed hampers to cut costs and add meaning.
  • Bundle inexpensive items into a wrapped basket to make an impressive, low-cost present.
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Use Coupons And Cashback

  • Use coupon and voucher sites like DontPayFull and cashback services to reduce purchase costs.
  • Pause at checkout to search for codes or cashback before completing orders.
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