Suze Orman's Women & Money (And Everyone Smart Enough To Listen)

Suze School: Don’t Let Fear Make Your Investment Decisions For You

Mar 2, 2025

This episode dives into the importance of not letting fear dictate your investment choices in these uncertain times. It shares encouraging news about interest rates and how to leverage credit unions for better returns. Listeners learn effective strategies like dollar-cost averaging and are reminded to diversify their portfolios. The discussion also covers stock trends, specifically around NVIDIA and Palantir, while emphasizing the necessity of making informed decisions amidst market fluctuations.

24:31

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Quick takeaways

Investors should not let fear dictate their decisions as it can lead to panic selling and missed long-term opportunities.

Current declining interest rates present a favorable environment for homebuyers and offer attractive rates for savings at Alliant Credit Union.

Deep dives

Interest Rate Trends and CD Strategies

Current interest rates are declining, with one-year treasuries at approximately 4.09% and the potential for the ten-year treasury to drop to 4%. This drop could lead to lower mortgage rates, making it an opportune time for homebuyers to consider purchasing. For those with maturing certificates of deposit (CDs) at Alliant Credit Union, there are favorable rates being offered, specifically 4.35% for amounts under $75,000 and 4.4% for larger amounts. Additionally, customers can stagger the maturity of their CDs from one year up to 17 months, allowing for flexibility in achieving competitive rates compared to traditional two-year options.

Intro

7min

Navigating Investment Fear in an Uncertain Economy

15min

Market Insights and Cautionary Advice

3min

For this Suze School, we get a lesson on why it’s important, during these uncertain times, to not be driven by fear when making your investment decisions. Plus, some great news about interest rates and Alliant Credit Union and much more.

Jumpstart financial wellness for your employees: https://bit.ly/SecureSave

Protect your financial future with the Must Have Docs: https://bit.ly/3Vq1V3G

Get your savings going with Alliant Credit Union: https://bit.ly/3rg0Yio

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