How to Money Friday Flight - Soft Switching, Tariff Turnaround, & Ozempic Face #1065
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Nov 21, 2025 This week, the hosts dive into soft switching at banks, making account transitions smoother without full moves. They critique a controversial buy-now-pay-later credit card and explore the complexities of rising credit card fees. Tariffs are driving grocery prices up, while meat trends show a shift from beef to chicken. They call out ludicrous prices on items like an iPhone pocket sock and a $300 water bottle. Plus, they discuss the lower price of GLP-1 drugs and the implications of poor credit on car insurance rates.
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Tire Deal And Roadside Perk
- Joel shopped extensively and bought four tires at Sam's Club for about $725 installed.
- He valued the included roadside assistance and road-hazard protection when choosing the deal.
Trim Overcomplicated Credit Cards
- Downgrade or cancel expensive rewards cards if the perks don't justify the fee.
- Switch to a simple cashback card like 2% if rewards are overwhelming or costly.
Soft Switching Banks To Reduce Friction
- Soft switching means opening a better bank without moving everything at once.
- It reduces friction and lets you test a new bank while keeping old accounts.