Welcome to the Tearsheet Podcast. I’m Tearsheet editor in chief, Zack Miller, and this was recorded live from the podcast stage at Money 20/20 this year. One of the things I find striking is how the event has evolved over the past few years. Where in years past, we saw a lot of consumer – we’re beginning to see more and more solutions targeting the enterprise. I think that’s clearly the case in enterprise payments. They’re just much harder to solve for. I’m joined today by Ulrike Guigui, head of enterprise payments strategy at Wells Fargo. We’re going to jump right in and talk about large firms' needs in today’s payments environment and what technologies they’re turning to to make it happen.