Jen Smith, co-host of the Frugal Friends podcast and author of 'Buy What You Love Without Going Broke,' shares her expertise on intentional spending and budgeting. She discusses the transformative shift from traditional budgeting to values-based spending plans that reduce guilt. Learn how couples can enhance financial communication using tools like Google Sheets. Jen emphasizes aligning financial goals with personal values and offers strategies to manage life events, combat impulse buying, and create a fulfilling financial future.
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volunteer_activism ADVICE
Values-Based Spending
Plan spending based on values, not strict budgets.
Focus on what truly matters, like family or friends, and allocate spending accordingly.
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Tracking and Transparency
Track spending with a Google Sheet or app like Monarch Money.
Regularly review expenses together and discuss any discrepancies openly and without judgment.
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Check-in Frequency
Start with daily or weekly reviews, then transition to monthly check-ins as comfort grows.
Use budgeting apps or manual tracking to monitor spending and discuss discrepancies.
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The Surprisingly Simple Truth Behind Extraordinary Results
Jay Papasan
Gary Keller
The book discusses the benefits of prioritizing a single task and provides strategies for overcoming distractions, building productive habits, and maintaining focus. It challenges common productivity myths such as multitasking and the idea of a balanced life, and introduces the 'Focusing Question': 'What's the ONE Thing I can do such that by doing it everything else will be easier or unnecessary?' The authors also discuss time blocking, habit-building, and aligning short-term actions with long-term goals to achieve success in various aspects of life[1][3][5].
Buy What You Love Without Going Broke
Jen Smith
In today's episode, Sarah kicks off an "organizing special topics" series with Jen Smith, cohost of the Frugal Friends podcast and author of Buy What You Love Without Going Broke, out this January. Sarah and Jen chat intentionality around spending, saving, and how to tackle both short- and long-term financial goals. Get inspired to think about budgeting in a different way by focusing on spending on what matters, not deprivation.
Jenni Kayne: Check out their amazing gifts, from candles to their iconic sweaters . Visit jennikayne.com; listeners get 15% off your first order when you use code PLANS at checkout.
Best Laid Plans 
