With Edward Yee of Givfunds (https://www.givfunds.org/), a non-profit which lends low-cost funds at scale to South Asian social enterprises, and Masref (https://www.masref.ch/), a Swiss fintech which seeks to increase the accessibility of safe and secure saving accounts, we chat about his three big ideas on finance and leaving nobody behind. First, the removal of persistent biases; second, the reduction of servicing costs; and third, the incentives for impact in the financial sector.

This episode is part of "The Future of..." series of the podcast's fifth season (https://socialservice.sg/podcast/). The feature photo is by Ng Shi Wen.