The Biggest Financial Mistake India Is Making Right Now (and how to fix it) | Arun Chaudhry | Paisa Vaisa | Anupam Gupta

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Sep 29, 2025

Arun Chaudhry, the Director and CBO at m.Stock, shares insights into the evolving landscape of India's financial markets. He discusses the explosive growth of retail investors, now controlling 30% of market turnover, and the critical shift to an information-driven industry. Arun demystifies Margin Trading Facility (MTF), emphasizing its mechanics and risks. With a focus on educating new investors, he highlights the importance of understanding the difference between trading and investing, while encouraging a long-term commitment to the market.

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INSIGHT

Mirai’s Full-Stack India Play

Mirai has built a full financial ecosystem in India spanning broking, AMCs, NBFCs and VC with 13 million accounts.
The group leverages global experience to deliver scaled local products via M-Stock.

INSIGHT

Rapid Growth Focused On Stability

M-Stock grew to 2.2 million clients in three years and added heavy order volumes.
Their roadmap focuses on speed, stability and a major 3.0 UI/UX release.

INSIGHT

Push To Pull: How Broking Changed

The industry shifted from broker-driven 'push' to customer-driven 'pull' as information and flat pricing emerged.
Technology and regulation created transparency and trust that fuelled mass adoption.

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In this episode, we welcome back Arun Chaudhry, Director and CBO at m.Stock, to discuss the monumental changes in India's financial markets since their last meeting three years ago. From the surge in demat accounts to the growing influence of retail investors, this conversation dissects every major trend. Arun speaks candidly about the industry's challenges and opportunities, including the myth of quick profits, the reality of market manipulation, and the critical role of technology and trust. He also demystifies the buzz around Margin Trading Facility (MTF) and shares his long-term outlook for the Indian economy and stock market.

✔ m.Stock's goal to add 100 million more customers and how their platform is built for scale.
✔ The shift from a brokerage-dependent industry to an information-driven one.
✔ The rise of retail investors, now controlling 30% of market turnover.
✔ Why the industry is still not 'mature' despite a massive growth in demat accounts.
✔ The core differences between trading and investing, and why it's crucial to understand them.
✔ A deep dive into the pros and cons of Margin Trading Facility (MTF).
✔ Arun's surprisingly simple solution to the age-old problem of platform failures on big trading days. ✔ A powerful message for every investor: don't be afraid to stay in the market.

Paisa Vaisa with Anupam Gupta is India's leading podcast on money, business, and how things really work. With over 4 million downloads and 450+ episodes since 2017, the show has featured 250+ experts across mutual funds, stocks, real estate, loans, education financing, insurance—and now, business owners and entrepreneurs breaking down how they actually make money.

From decoding your personal finances to demystifying business models, Paisa Vaisa delivers candid, insightful, and jargon-free conversations.

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