Pizza and Property

Weekly Slice 242: Highest Yield in Melbourne - with Morgan Bushell & Todd Sloan

8 snips
Jul 15, 2025
Guest
Morgan Bushell
In this engaging discussion, mortgage broker Morgan Bushell from Full Circle Finance offers valuable insights into Melbourne's real estate market. He explains how rental yields influence borrowing power and shares practical examples for investors. The conversation highlights four high-yield suburbs, including Meadow Heights, and examines their affordability and growth potential. Morgan stresses the importance of balancing yield with capital growth, ensuring that aspiring investors are well-equipped to make informed decisions in a changing market.
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INSIGHT

Yield Multiplies Borrowing Power

  • Higher rental yield increases how much banks will let you borrow for investment properties.
  • Yield therefore compounds across a portfolio and materially affects growth capacity.
ADVICE

Model Yields Before Buying

  • Compare realistic yields (e.g., 3.5% vs 5%) to see how many properties you can finance with the same income.
  • Target higher-yield properties early if you want to buy multiple investment properties over time.
ADVICE

Scale Depends On Yield

  • If you buy ~600k properties at 3.5% yield on 80% interest-only loans, you may only finance two properties on a $90k salary.
  • Aim for higher yields if you want to scale beyond that limit.
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