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The Scoop

Breaking down crypto's shifting lending landscape with Arch co-founder Himanshu Sahay

Dec 13, 2024
Himanshu Sahay, Co-founder and CTO of Arch, shares insights into the evolving world of crypto lending. He discusses how the sector has shifted post-2022 market upheaval, focusing on new collateral standards and the surge of institutional interest. Sahay highlights Arch's international expansion plans and the importance of regulatory compliance. He contrasts past lending failures with current practices, emphasizing transparency and customer support as crucial for stability in a complex landscape. Tune in for an engaging mix of finance and humor!
24:14

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Podcast summary created with Snipd AI

Quick takeaways

  • The evolution of crypto lending has led to a focus on sustainability and transparency, promoting user security in borrowing after market turmoil.
  • Arch distinguishes itself by prioritizing personalized customer service and building relationships, catering primarily to the needs of high-net-worth individuals.

Deep dives

The Evolution of Crypto Lending

The lending landscape in crypto has undergone significant transformations since its inception. In early 2022, the founders aimed to establish a trustworthy lending platform after observing the issues caused by reckless practices of other lenders, such as over-leveraging assets. This led to a focus on creating a business model centered around sustainability and transparency, allowing users to feel secure in their borrowing experiences. By launching a loan book in January 2023, the company faced challenges but emerged to see increased demand as market conditions improved, validating their original thesis.

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