The Scoop Breaking down crypto's shifting lending landscape with Arch co-founder Himanshu Sahay
Dec 13, 2024
Himanshu Sahay, Co-founder and CTO of Arch, shares insights into the evolving world of crypto lending. He discusses how the sector has shifted post-2022 market upheaval, focusing on new collateral standards and the surge of institutional interest. Sahay highlights Arch's international expansion plans and the importance of regulatory compliance. He contrasts past lending failures with current practices, emphasizing transparency and customer support as crucial for stability in a complex landscape. Tune in for an engaging mix of finance and humor!
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Arch's Founding Principles
- Arch was founded in early 2022 with a focus on secure and trustworthy crypto lending.
- Their thesis, proven by subsequent market turmoil, prioritized safety over high returns.
Current Crypto Lending Landscape
- Crypto lending now favors blue-chip collateral like Bitcoin, Ethereum, and Solana.
- Overcollateralization and regulated practices are emphasized to avoid past mistakes.
Crypto Credit Market Size
- The crypto credit market, though smaller than its 2021 peak, is growing steadily.
- It now attracts a different borrower segment focused on term loans and regulated products.