Tom Bilyeu's Impact Theory The Political Power Play: Shutdowns, Spin, and the ACA’s Unintended Consequences | Tom Bilyeu Show
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Nov 13, 2025 Explore the impact of the recent government shutdown on the Affordable Care Act and the split between establishment and populist Democrats. Dive into how the ACA's subsidies may contribute to rising healthcare costs. The conversation shifts to the implications of the Treasury's Argentina swap line and legal challenges against commentators, highlighting free speech issues in the digital age. The hosts also tackle the AI bubble, its risks, and the creative possibilities of AI in music production.
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Subsidies Create A Costly Healthcare Flywheel
- The ACA's subsidies can create perverse incentives that inflate billed prices for insured patients.
- Government subsidies can produce a flywheel that raises overall healthcare costs.
Mandate Removal Fueled Rising Insurance Costs
- Removing the ACA's individual mandate drove young healthy people out of the insurance pool and raised costs for everyone.
- Policy changes create systemic incentives that can unintentionally explode healthcare prices.
Phase Out Benefits Gradually
- Phase out or change major social programs with transition timelines to let people adjust their behavior.
- Avoid abrupt policy switches that leave people unable to meet prior expectations.
