Why Every Fintech Is Racing To Launch Stablecoins with Rodri Fernandez

Nov 4, 2025

Rodri Fernandez, CEO of Crossmint and a payments entrepreneur, reveals why fintechs are racing to launch stablecoins, following MoneyGram's rapid transformation. He discusses the alarming statistic that 80% of crypto apps are non-compliant and how wallet UX evolution is paving the way for scalability. Rodri also highlights the dollarization of emerging markets and argues that stablecoins hold a significant advantage over traditional payment rails. He shares insights on the integration of AI agents and the future of autonomous commerce.

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INSIGHT

Stablecoins Replace Slow Correspondent Flows

Stablecoins let senders convert fiat into tokens that move instantly to recipients' wallets anywhere in the world.
This flow bypasses slow correspondent banking and enables recipients to access dollar-denominated balances and financial services.

ANECDOTE

MoneyGram's Two‑Month Stablecoin Turnaround

MoneyGram implemented a stablecoin flow and launched a production product two months after signing the contract.
Rodri Fernandez says the rollout required only two MoneyGram engineers and is a historic transformation in finance.

ADVICE

Abstract Blockchain Complexity From Users

Build wallet UX that hides blockchain complexity so end users see a normal, secure app.
Use simple work-to-APIs and integrated stacks so non-blockchain teams can ship production products quickly.

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