Where Should I Invest? Real Estate Investing in Canada

Breaking Down Infinite Banking: How Real Estate Investors Can Benefit

10 snips
May 2, 2025
In this engaging conversation, Liz Lamond, a visionary real estate developer and insurance strategist, reveals how whole life insurance can revolutionize wealth-building strategies for investors. She explains the concept of infinite banking and how to leverage cash value for real estate investments. Liz emphasizes creating generational wealth, particularly for kids, inspired by her book 'Child Millionaire.' Discover how policy loans can provide financial freedom and the added tax advantages of corporately owned life insurance policies.
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INSIGHT

Whole Life Can Act Like A Living Bank

  • Properly structured whole life insurance creates cash value you can access during your life and still provides a death benefit.
  • Liz Lamond explains that policy loans let your money keep compounding while you use insurer funds for investments.
ADVICE

Use Policy Loans For Flexible Funding

  • Do use policy loans for flexibility because insurers don't require purpose or monthly payments like banks do.
  • Try to plan repayments responsibly since interest accrues and may be tax-deductible if used for investments.
INSIGHT

Liquidity Without Selling Assets

  • Whole life policies can solve the asset-rich, cash-poor retirement problem by providing liquidity without selling properties.
  • Liz Lamond notes policy cash can create retirement income while preserving real estate holdings.
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