The Merriman Financial Education Foundation Lifetime Investment Calculator

The Merriman Financial Education Foundation Lifetime Investment Calculator is built from the 2021 fine tuning tables and includes enhancements like showing nominal vs. real returns, growth with contributions, fixed and flexible distributions. We don’t know the future, but the past contains many events that could happen again. The last 51 years include numerous wars, booms, busts, and periods of high and low inflation. We consider these last 51 years a sequence of returns and have chosen to loop through this 51 year sequence to support calculating up to 200 years of returns.

The Merriman Educational Foundation creates numerous tables and charts, updated annually, to demonstrate the history of investment strategies, equity/fixed-income allocations, growth, and fixed/flexible distributions from 1970 until today. They are published at https://paulmerriman.com/ under “Best Advice.”

We identified that the foundation’s community of individual investors, partner organizations, and stakeholders could benefit from an interactive version of these static assets. We built the Merriman Foundation Lifetime Investment Calculator to meet this need. The calculator aims to bring the annual Merriman Best Advice to life so that community members can enter their own analysis, dive deeper into the recommended Merriman strategies, and draw conclusions from the foundation’s work.

The Merriman Financial Education Foundation Lifetime Investment Calculator is built from the 2021 fine tuning tables and includes enhancements like showing nominal vs. real returns, growth with contributions, fixed and flexible distributions. We don’t know the future, but the past contains many events that could happen again. The last 51 years include numerous wars, booms, busts, and periods of high and low inflation. We consider these last 51 years a sequence of returns and have chosen to loop through this 51 year sequence to support calculating up to 200 years of returns.

Check out the The Merriman Financial Education Foundation Lifetime Investment Calculator at https://paulmerriman.com/lifetime-investment-calculator/

Watch Craig Appl’s videos showing how to use the calculator here.