In this thought-provoking conversation, Lisa Tamati sits down with Luke Kemeys, chartered accountant, financial educator, and host of the Keep the Change podcast, to unpack the pressing financial realities facing New Zealanders today. From inflation and the housing crisis to the broken monetary system and the concentration of wealth, they explore why Kiwis can no longer rely on government fixes or property alone to secure their financial futures.

Lisa and Luke share their personal journeys toward financial literacy, their experiences with cryptocurrency, the importance of asset tracking, and why personal responsibility is the cornerstone of both health and wealth. They also discuss AI disruption, investment strategies that outpace inflation, and the dangers of consumer debt culture.

If you want to understand where the NZ economy is headed, how to protect yourself from currency debasement, and why wealth building starts with mindset, this conversation is packed with real-world insights you can apply today.

What You’ll Learn in This Episode:

Why inflation and the broken monetary system are squeezing NZ’s middle class
How to track your assets and liabilities to build lasting wealth
The role of AI in disrupting industries — and how to adapt
Strategies for investing to outpace inflation, even on a fixed income
The parallels between health sovereignty and financial sovereignty
Cryptocurrency risks, Bitcoin philosophy, and lessons learned
Why minimalism and self-reliance are key to financial freedom
How marketing manipulation fuels debt and consumerism
Practical steps for creating emergency funds and diversifying assets

About Luke: Luke Kemeys is a sought-after speaker in the business and financial world, known for his straight-talking, no-nonsense approach. A Fellow Chartered Accountant and award-winning business advisor at nextAdvisory, Luke speaks regularly to business owners about leveling up their finances and to teams about taking control of their financial future. Drawing from real-world insights, both from clients who succeed and those who fall short, he challenges conventional thinking and forces audiences to confront the financial realities they might be avoiding.

As host of Keep The Change, one of New Zealand’s top-rated financial literacy podcasts, Luke is on a mission to educate 100,000 everyday Kiwis about money in a way that’s relevant, relatable, and refreshingly honest.

Be prepared to have your financial beliefs tested. Be ready to walk away with real, actionable insights. And don’t hold back in the Q&A, Luke never does.

🎯 Personalised Health Optimisation Consulting with Lisa Tamati

Lisa offers solution focused coaching sessions to help you find the right answers to your challenges.

📌 Topics Lisa can help with:

Lisa is a Genetics Practitioner, Health Optimisation Coach, High Performance and Mindset Coach.

She is a qualified Ph360 Epigenetics coach and a clinician with The DNA Company and has done years of research into brain rehabilitation, neurodegenerative diseases and biohacking.

She has extensive knowledge on such therapies as hyperbaric oxygen, intravenous vitamin C, sports performance, functional genomics, Thyroid, Hormones, Cancer and much more. She can assist with all functional medicine testing.

🔬 Testing Options

Comprehensive Thyroid testing
DUTCH Hormone testing
Adrenal Testing
Organic Acid Testing
Microbiome Testing
Cell Blueprint Testing
Epigenetics Testing
DNA testing
Basic Blood Test analysis
Heavy Metals
Nutristat
Omega 3 to 6 status

and more

Lisa and her functional medicine colleagues in the practice can help you navigate the confusing world of health and medicine .

She can also advise on the latest research and where to get help if mainstream medicine hasn't got the answers you are searching for whatever the challenge you are facing from cancer to gut issues, from depression and anxiety, weight loss issues, from head injuries to burn out to hormone optimisation to the latest in longevity science. Book your consultation with Lisa

🤝 Join our Patron program and support the show

Pushing the Limits' has been free to air for over 8 years. Providing leading edge information to anyone who needs it. But we need help on our mission.

Please join our patron community and get exclusive member benefits (more to roll out later this year) and support this educational platform for the price of a coffee or two

You can join by going to Lisa's Patron Community

Or if you just want to support Lisa with a "coffee" go to

https://www.buymeacoffee.com/LisaT to donate $3

🌟 Lisa’s Anti-Aging and Longevity Supplements

Lisa has spent years curating a very specialized range of exclusive longevity, health optimizing supplements from leading scientists, researchers and companies all around the world.

This is an unprecedented collection. The stuff Lisa wanted for her family but couldn't get in NZ that’s what it’s in her range. Lisa is constantly researching and interviewing the top scientists and researchers in the world to get you the best cutting edge supplements to optimise your life.

🎥 Subscribe to our popular Youtube channel

with over 600 videos, millions of views, a number of full length documentaries, and much more. You don't want to miss out on all the great content on our Lisa's youtube channel.

Youtube

📚 Order Lisa's Books

Lisa has published 5 books: Running Hot, Running to Extremes, Relentless, What your oncologist isn't telling you and her latest "Thriving on the Edge"

Check them all out at

https://shop.lisatamati.com/collections/books

💪 Perfect Amino Supplement by Dr David Minkoff

Introducing PerfectAmino

PerfectAmino is an amino acid supplement that is 99% utilized by the body to make protein.
PerfectAmino is 3-6x the protein of other sources with almost no calories.
100% vegan and non-GMO.
The coated PerfectAmino tablets are a slightly different shape and have a natural, non-GMO, certified organic vegan coating on them so they will glide down your throat easily.
Fully absorbed within 20-30 minutes!
No other form of protein comes close to PerfectAminos

Listen to the episode with Dr Minkoff here:

Use code "tamati" at checkout to get a 10% discount on any of their devices.

🔴 Red Light Therapy:

Lisa is a huge fan of Red Light Therapy and runs a Hyperbaric and Red Light Therapy clinic. If you are wanting to get the best products try

Flexbeam: A wearable Red Light Device

https://recharge.health/product/flexbeam-aff/?ref=A9svb6YLz79r38

Or Try Vielights’ advanced Photobiomodulation Devices

Vielight brain photobiomodulation devices combine electrical engineering and neuroscience.

To find out more about photobiomodulation, current studies underway and already completed and for the devices mentioned in this video go to

www.vielight.com and use code “tamati” to get 10% off

🎙️Enjoyed This Podcast?

If you did, subscribe and share it with your friends!

If you enjoyed tuning in, then leave us a review and share this with your family and friends.

Have any questions? You can contact my team through email (support@lisatamati.com) or find me on Facebook, Twitter, Instagram and YouTube.

For more episode updates, visit my website. You may also tune in on Apple Podcasts.

To pushing the limits,

Lisa and team

Apathy & Celph Titled - No Place Like Chrome Album Review | DE365