The Charlie Kirk Show

Breaking the Medicare Cartel

Aug 21, 2025
Cobi Blumenfeld-Gantz, founder of Chapter and a former Palantir data analyst, dives into the complexities of Medicare and its inefficiencies. He shares personal stories that inspired his platform to aid seniors through the Medicare maze. The discussion includes the need for innovative technology to enhance Medicare services and critiques the government's reliance on outdated contractors. Cobi also explores AI's potential to revolutionize healthcare while considering the philosophical risks involved in such advancements.
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ANECDOTE

Personal Drive To Fix Medicare

  • Cobi Blumenfeld-Gantz watched his parents struggle with Medicare enrollment and felt the system was rigged against elders.
  • That personal experience motivated him to build Chapter to help seniors avoid overpaying and poor plans.
INSIGHT

Broker Incentives Distort Choices

  • Most Medicare advisors act like real estate agents and push plans that pay them highest commission.
  • That misaligned incentive regularly steers seniors toward Medicare Advantage plans regardless of fit.
ADVICE

Choose Aligned Advisers

  • Do use a Medicare advisory that aligns incentives with the senior, not the insurer.
  • Chapter will enroll people in plans even when it earns no commission to preserve long-term trust.
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