Networth and Chill with Your Rich BFF

Money & Love: Who Pays, How to Split Rent, Prenups & Relationship Red Flags

10 snips
Jan 21, 2026
This engaging conversation tackles the often-awkward intersection of money and relationships. Vivian emphasizes the importance of financial independence, especially for women. She shares insightful tips on who should pay for dates and the significance of having early conversations about finances. The discussion also covers effective ways to split rent based on income and the benefits of having prenups. Listeners learn about financial red flags in partners and discover practical strategies for saving on weddings and engagement rings.
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ADVICE

Who Should Pay On First Dates

  • Whoever asks should plan to pay for the first date so expectations stay clear.
  • Otherwise, plan to go Dutch and be ready to pay your share to protect your safety and autonomy.
ADVICE

Start Money Talks Early

  • Start money conversations early about spending, saving, debt, and long-term goals to avoid future conflict.
  • The sooner you set expectations, the less likely money becomes a major fight or divorce driver.
ANECDOTE

Honest Money Talk After A Lease Crisis

  • Vivian moved in with her then-boyfriend for a month after a roach-infested apartment forced her to break a lease.
  • She confessed her wiped savings and that conversation unlocked honest salary disclosures and easier money talks thereafter.
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