
Marketplace All-in-One Are we spending more because we can, or because we have to?
Nov 12, 2025
Chelsea Delaney, a journalist from The Wall Street Journal, shares insights on shifting economic dynamics in Europe. She discusses the recovery of Southern Europe after austerity measures and tourism booms, while countries like France, the UK, and Germany face new fiscal challenges. Additionally, the conversation touches on rising auto loan delinquencies among subprime borrowers and how consumer spending trends are essential for understanding economic health in the U.S. Delaney's perspectives highlight the varied economic landscapes across Europe.
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Spending Up, Stuff Bought Stable
- Consumers raised spending in October but bought about the same amount of goods as earlier in the year.
- The spending increase largely reflects higher prices from inflation and tariffs rather than higher quantities.
Saying One Thing, Spending Another
- Surveyed shoppers say they'll spend less this holiday season but forecasters expect overall holiday spending to rise.
- Actual behavior often diverges from survey intentions because some consumers can and will spend more.
Make A Shopping List First
- Make a list before holiday shopping to avoid impulse buys and stay within budget.
- Stick to planned purchases to prevent overspending during the season.
