Earn & Invest 683. Ten Things About Investing (Solo)
Nov 20, 2025
This insightful discussion challenges the notion that investing is overly complicated. It emphasizes the importance of broad index funds for beginners and the focus on long-term growth during the accumulation phase. The contrast between accumulation and decumulation highlights risk management strategies. Continuous investing across market cycles is recommended for success, while lump-sum investing is favored over dollar-cost averaging. The host also cautions against day trading and reflects on the benefits of seeking financial advice during vulnerable times.
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Kids' First Rental Prompted This Episode
- Jordan describes his children buying a rental near the University of Illinois as a prompt to think about investments.
- That real-estate example motivated him to focus this episode on paper assets like stocks and bonds.
Indexing Makes Investing Simple
- Investing is simpler than most people think when you use broad, diversified index funds.
- Perfect asset allocation isn't necessary; many good portfolios will get you to financial goals.
Returns Matter Most When Accumulating
- During accumulation, prioritize total returns because you have time to recover from downturns.
- Being long-term and return-focused beats short-term risk-avoidance while building wealth.
