TechCrunch Startup News Even as global crop prices fall, India’s Arya.ag is attracting investors
Jan 2, 2026
Investors are flocking to Arya.ag, an Indian agritech company that thrives amid falling global crop prices. Its innovative storage model gives farmers control while offering loans against stored grain. The company boasts impressive financials, including $3B in grain and sub-0.5% loan performance. Using advanced technology like AI and satellite data, Arya.ag strategically manages risks and plans for IPO and expansion into Asia and Africa.
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Storage As A Shock Absorber
- Arya.ag avoids direct commodity price bets by offering storage and choice to farmers near harvest time.
- This model helps absorb shocks from falling global crop prices and reduces farmers' pressure to sell immediately.
Lend Against Grain To Prevent Fire Sales
- Arya.ag stores grain near farms and lends against warehoused grain so farmers can meet cash needs without selling low at harvest.
- The platform connects farmers to a wider buyer pool, preventing forced post-harvest sell-offs.
Conservative Lending Keeps Bad Loans Low
- Arya.ag aggregates about $3 billion of grain annually and keeps gross NPAs below 0.5% despite price drops.
- It lends only a portion of collateral value and triggers margin calls to manage downside risk.