The Wealth Without Wall Street Podcast

Hard Money Lending Exposed: Risks, Rewards & How to Start with Jason Balin

12 snips
Mar 13, 2025
Join seasoned real estate private lender Jason Balin as he reveals the ins and outs of hard money lending. With over 4,000 private loans under his belt, he discusses how this often-overlooked strategy can generate high returns while safeguarding your capital. Learn the differences between active and passive lending, the pivotal role of due diligence, and how to create a defined 'buy box.' Balin also emphasizes the importance of community support in navigating the complexities of real estate investments.
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ADVICE

Active vs. Passive Lending

  • Consider if you want active involvement, managing all aspects of lending.
  • Alternatively, choose passive investing with an existing lending operation.
ADVICE

Underwriting Loans

  • Thoroughly vet borrowers, including their financial stability and experience.
  • Assess property value, construction costs, and potential risks.
ANECDOTE

Conservative Lending Approach

  • Jason Balin's company focuses on local lending in the Mid-Atlantic region.
  • They prioritize conservative lending with borrowers bringing substantial capital.
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