Dropping Bombs How to Get 0% Interest Money (Banks DON'T Want You to Know This)
8 snips
Jan 4, 2026 Jack McColl, founder of Credit Stacking, shares his extraordinary journey from funding struggles to unlocking over $500K in business credit. He reveals how entrepreneurs can access 0% interest credit without income proof or collateral. Jack outlines methods for using bank card limits for growth, discusses leveraging points for travel, and offers strategies on stacking credit. He stresses the importance of strong bank relationships and highlights potential risks and responsible usage in the pursuit of financial freedom.
AI Snips
Chapters
Books
Transcript
Episode notes
Personal Credit Is The Key
- Strong personal credit plus a bank relationship unlocks large 0% business credit without income proof or collateral.
- Jack McColl calls this the easiest way for early-stage entrepreneurs to access 9–18 months of interest-free capital.
From $5K Hoverboards To A 0% Revelation
- Jack recounts self-funding a hoverboard import business with $5,000 and the limits that caused slow growth.
- He later recognized bankers' 0% credit as the missing accelerator he wished he'd known earlier.
Costly Equity Mistake At 23
- Jack shares bringing on a 51% equity partner at 23 and later buying her out because contracts were weak.
- He contrasts that pain with later preferring non‑dilutive bank capital.
