DIY Money | Personal Finance, Budgeting, Debt, Savings, Investing HSA Usage
Oct 31, 2025
Dive into the benefits of Health Savings Accounts (HSAs) as hosts explore eligibility and how to maximize your tax advantages. They tackle a listener's question on reimbursing HSA expenses from years past. Learn practical tips for recordkeeping and the best strategies for using HSAs to grow your savings tax-free. Plus, enjoy a delightful diversion into favorite Halloween candy choices that sparks nostalgic banter. It's a mix of finance wisdom and a sweet sprinkle of fun!
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Found Voucher On Sidewalk
- Quint found a $1.10 racetrack voucher on the sidewalk and refused to leave it behind.
- He uses the story to illustrate his tendency to pursue small wins and literal reimbursements.
Use HSAs For Triple Tax Benefits
- Check if your plan is HSA-eligible before contributing and use the triple tax benefits.
- Invest HSA funds so they can grow tax-free and withdraw tax-free for qualified medical expenses.
HSA As A Retirement Tool
- Treat your HSA like a retirement account when possible to maximize long-term value.
- Reimbursing yourself later preserves tax advantages and funds can cover future health or Medicare costs.