Miles to Go - Travel Tips, News & Reviews You Can't Afford to Miss! Bilt Changes (Again), A Bad United Idea And A Discount On One Of Our Favorite Travel Tools
Jan 21, 2026
Julian Keel, founder of PointsPath and a travel expert, shares insights on the latest changes in the travel landscape. He breaks down the new tiered earning structure for Bilt, revealing potential benefits and drawbacks of the added complexity. They discuss United Airlines' new 24-hour preordering policy for in-flight meals and its implications for passengers. Plus, Julian shares his amusing Uber reinstatement saga, highlighting how a little community assistance made a big difference in reclaiming his travel perks!
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Bilt’s Tiered Rent Earnings
- Bilt added a tiered rent/mortgage earning option that awards up to 1.25 points per dollar when you charge equal or greater than your housing payment on the card.
- The tiers can be changed monthly and sit alongside the original Bilt Cash option, adding flexibility but also complexity.
Test Both Bilt Options Monthly
- Evaluate both Bilt options because the best choice depends on your spending mix and whether you maximize tiers or use Bilt Cash elsewhere.
- Switch between options monthly if your strategy changes to avoid committing to a suboptimal path.
Math Makes No Single Best Choice
- Option one (tiered rent earn) can yield higher total points on housing but option two (Bilt Cash conversion) may be slightly more efficient per dollar in some scenarios.
- The optimal path depends on whether you hit exact tier thresholds and how you value Bilt Cash spend options.