The Rollup

The New Era Of Distribution with Ram Kumar & Eowyn Chen

Aug 4, 2025
Ram Kumar is a core contributor at Open Ledger, focusing on blockchain solutions to enhance transparency, while Eowyn Chen leads user experience at Trust Wallet, the largest mobile wallet. They dive into how AI is reshaping wallet interfaces and the security risks associated with AI-powered wallets. The conversation highlights the need for customization in decentralized finance tools and critiques the effectiveness of generic AI in this space. They advocate for a compensation model to reward data contributors, emphasizing community engagement and the future of digital asset management.
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INSIGHT

Value and Burden of User Ownership

  • Owning user relationships in crypto wallets carries immense business and user value, despite high customer support and security burdens.
  • Fair value distribution across all crypto value chain components is essential for robust, sustainable ecosystem growth.
INSIGHT

Need for Specialized Crypto AI Models

  • Generic AI models like ChatGPT can't serve specific crypto wallet needs; specialized AI models are necessary.
  • The AI era is evolving from general queries to specialized, domain-specific applications for real-world utility.
ADVICE

Adapt Wallet UI to User Needs

  • Wallet UIs should adapt to user preferences by offering both chat and traditional interfaces.
  • Allow experimental AI integration at various levels to optimize user onboarding and usage efficacy.
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