Dropping Bombs

How To Get Approved For A VA Loan With $0

Aug 13, 2025
In this episode, VA loan experts Brooke and Mike Villano shed light on the alarming statistic that only 17% of eligible veterans utilize their benefits. Brooke co-founded Veterans Lending Group to educate veterans, while Mike brings his construction expertise to the table. They tackle misconceptions about VA loans, emphasizing zero down payments and the unique advantages these loans offer. The duo advocates for greater awareness and early engagement with lenders to empower veterans on their homeownership journey, transforming challenges into opportunities.
Ask episode
AI Snips
Chapters
Books
Transcript
Episode notes
INSIGHT

VA Loan Underuse Is A Big Problem

  • Only 17% of eligible veterans use the VA loan despite 80% becoming homeowners.
  • Brooke Villano highlights misinformation and lack of education as the main barriers to use.
INSIGHT

Mission To Educate Military Families

  • Brooke and Mike built careers focused on educating military families about VA rules.
  • They saw industry players steer veterans away, so they launched outreach and classes to fix misinformation.
ADVICE

Ask If Restrictions Are Lender Overlays

  • Don't accept blanket lender or agent rules; ask whether restrictions are overlays from the mortgage company.
  • Request the VA handbook guidance and shop lenders who follow VA guidelines without overlays.
Get the Snipd Podcast app to discover more snips from this episode
Get the app