The Ramsey Show Highlights

My Wife Isn't Happy With How I Spend Money

Dec 12, 2025
In a candid call, Jeremy, a car restoration enthusiast, seeks advice on how to balance his passion and his family's significant debt of $125,000. He shares his wife's frustrations over his spending habits, especially regarding his $10,000 car project. The hosts discuss the importance of budgeting and urge Jeremy to consider his wife's priorities for financial stability. They also recommend using side income for the car and suggest potentially selling cars to tackle debt faster. It’s a heartfelt exploration of hobbies versus family security.
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ANECDOTE

Hobby Sparks Marital Conflict

  • Jeremy admits he supports the Ramsey plan but keeps spending on a car restoration that his wife opposes.
  • He fears the fights could lead to divorce but wants his wife to "lighten up" about fun spending.
ADVICE

Give Each Spouse Discretionary Money

  • George asks whether they each have allotted monthly discretionary funds and highlights the need for regulated allowances.
  • He implies giving each spouse a set "fun money" amount prevents unilateral spending and conflict.
INSIGHT

Debt Changes The Urgency

  • Jeremy reveals $20,000 of recent credit card debt alongside other debts, shifting the picture of their finances.
  • Dave and George stress that high-interest debt makes hobby spending untenable while trying to regain stability.
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