Retire With Purpose - The Retirement Podcast 529: By the Numbers — Your Financial Wake-Up Call: How to Stop Delaying the Decisions That Matter Most
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Oct 24, 2025 Marshall Johnson, a Certified Financial Planner, joins Casey Weade to tackle the emotional roadblocks that keep you from financial progress. They discuss why avoidance erodes confidence and share the powerful 'Hurricane vs. Tornado' analogy to prepare for market shifts. Johnson introduces the 'Shame Audit' strategy to identify neglectful spending. Their takeaway? Small, intentional steps can lead to significant financial improvements, encouraging listeners to act rather than procrastinate on vital retirement conversations.
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Stress Comes From Avoidance, Not Failure
- Stress about money usually comes from life events and gradual avoidance, not inherent incompetence.
- Small intentional steps can restore confidence and reduce financial anxiety.
Don't Wait For The Asteroid
- The article "Don't Wait for the Asteroid" warns against procrastinating on money decisions.
- Avoidance often stems from past experiences and creates slow erosion of financial security.
Budget Ignorance Undermines Confidence
- Many pre-retirees don't know their true monthly spending because they lack a budget.
- Not knowing spending undermines confidence in retirement income planning.
