PayPod: The Payments and Fintech Podcast How the Digital Wallet Will Replace KYC - Jarek Sygitowicz
Jun 30, 2025
Jarek Sygitowicz, co-founder of Authologic, is on a mission to revolutionize identity verification in the digital age. He discusses the shortcomings of traditional methods, advocating for digital identity wallets that enhance user experience and compliance. Jarek highlights how AI is reshaping secure onboarding while addressing the challenges posed by deepfakes. He shares insights into the importance of adapting to global ID regulations and future-proofing fintech compliance strategies, marking a significant shift towards a more secure and efficient digital infrastructure.
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Document Photos Are Outdated And Risky
- The gold standard of online identity is still photos of physical documents paired with liveness checks.
- Jarek Sygitowicz says this approach is inconvenient and insecure because leaked ID images enable impersonation.
Pandemic Accelerated Government Digital IDs
- COVID forced governments to adopt digital identity because in-person offices closed.
- Jarek describes UAE's and EU's rapid rollout of identity wallets and the EU's eIDAS 2.0 mandate by 2026.
AI Makes Digital Identity Necessary
- AI is shifting public perception of digital identity because deepfakes and bot influence destroy trust.
- Jarek argues digital identity becomes essential infrastructure to separate humans from AI agents online.