The Ramsey Show Highlights The Current Administration Is Causing My Business To Struggle
Dec 7, 2025
A small business owner shares her struggles as government policies impact her humanitarian consulting firm. She narrates a shocking decline in income due to funding cuts and lost grants. Facing a cash crunch, she details layoffs and overwhelming debt. The hosts offer urgent advice on generating immediate income and negotiating with vendors. They discuss potential solutions, like selling assets or finding other jobs, emphasizing the need for swift action to weather the storm.
AI Snips
Chapters
Transcript
Episode notes
Nonprofit-Focused Consulting Revenue Collapse
- The caller runs a women-owned consulting firm repurposing furniture for charities and institutions.
- She says revenue dropped sharply after January due to policy changes, revoked grants, and tariffs affecting clients.
Policy Changes Trigger Immediate Cashflow Risk
- Policy shifts (DEI changes, education funding cuts, tariffs) can cascade across grant-funded service providers.
- Contract-dependent consultancies can see near-immediate cashflow drying up when large funding sources change.
Layoffs Drove Large Short-Term Liability
- She accrued $250,000 total debt including $60,000 overdue to a vendor and $80,000 on credit cards.
- Letting employees go required paying out benefits and liabilities, which contributed to the vendor shortfall.