One Rental At A Time BANKING CRISIS 2.0
Oct 17, 2025
Michael and Matt dive into the brewing banking crisis and its eerie similarities to past events. They break down the risks facing community banks and discuss alarming signs of increased loan losses. The duo analyzes potential regulatory rollbacks and the implications of a looming government shutdown. As the Federal Reserve hints at rate hikes, they explore job market strains and layoff trends. Finally, they share insights on navigating the current housing market and uncover strategies for seizing real estate opportunities.
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Community Banks Showing Early Stress
- Regional and community banks are showing early signs of systemic stress similar to Silicon Valley Bank.
- Michael Zuber warns the pain may be broader than isolated regions and is just beginning.
Loan Losses And Hidden Problems Multiply
- Banks are beginning to recognize rising loan losses and fraud risks in specific sectors.
- Zuber uses a 'cockroach' analogy to say one visible problem implies many hidden ones.
Prepare For Bank And Real-Estate Write-Downs
- Expect banks to take meaningful hits when asset valuations collapse and adjust your risk accordingly.
- Prepare for equity wipeouts and lender write-downs if property values fall 50% like in some multifamily markets.