They say money makes the world go round. And it’s not untrue. At the very least, it keeps our washing machines going round, the wheels on our cars spinning and the hours you clock in at work ticking.

But if money is so embedded in our lives, why don’t we talk about it more? Why is it so hard to understand? And why are some people excluded when it comes to matters of finance?

As children, we’re taught it’s rude to ask how much something costs. For many, it’s a taboo subject. Or even just unspoken. But when you don’t speak about money, you can’t learn about it. And what we learn in childhood informs what we know and what we can access when we're adults. 

Once you’re outside the financial system, it’s hard to find your way in. Many of us didn’t learn about credit or mortgages and are stumped with where to start. Some of us aren’t sure how to budget or save, and some don’t have access to bank accounts at all.

So where does the responsibility lie? Why are certain groups of people more likely to be left out? And what does the future look like?

Money, it’s a funny old thing. And it’s definitely not a one-sided coin.

Tune in to find out:

• What’s left in George’s drinks cabinet after Christmas
• Why we need to take a personalised approach to financial education
• What the biggest barrier to investment is
• How far Lucy and Jill think we’ve already come

Hosts: George Parrett and Lizzie Elston

Guests: Lucy Traynor, Deloitte’s Better Banking Lead, and Jill Jackson, Managing Director at The Big Exchange

Technical support: Deloitte’s Creative Studio

Original music: Ali Barrett