

Visa’s Bet on AI, Agentic Commerce, Stablecoins
22 snips Sep 11, 2025
Rajat Taneja, President of Technology at Visa, shares insights on the company's deep-rooted connection with AI. He discusses how Visa is evolving into a tech powerhouse, exploring agentic commerce and secure payments. The chat dives into innovations like biometrics and stablecoins reshaping payment technology and enhancing security. Taneja also highlights Visa's commitment to investing in technology and the ethical considerations surrounding AI, positioning Visa not just as a payment network, but a leader in global commerce.
AI Snips
Chapters
Transcript
Episode notes
AI Built Into Visa's DNA
- Visa has used AI since 1993 and embeds both the science and governance of AI across its operations.
- The company pairs massive data, sophisticated models, and ethical governance to run real-time protections and services.
Data Platform Enabled LLM Adoption
- Visa rebuilt its data platform beginning in 2014 and invested nearly $3 billion to centralize and modernize data for AI.
- This data foundation enabled rapid adoption of large language models and internal developer access in 2023.
Automate Mundane Workflows With Agents
- Use AI agents to automate onboarding and operational workflows for small merchants and internal teams.
- Instrument agents for coding, security reviews, drift detection and frontline operational support.