Your Paycheck Buys Less Every Year—Here's Our 5-Asset Defense

We reframe risk as the threat of losing purchasing power and lay out a practical, adaptable plan for a higher‑inflation world. The five‑part framework blends real estate, US large caps, scarcity assets, and true liquid alts with sizing and liquidity planning that protect real life cash needs.

• defining debasement and why it feels like “the dollar is crashing”
• why post‑COVID inflation pressures challenge the 60/40 playbook
• using the 30‑year fixed mortgage to harness inflation tailwinds
• structural flows and pricing power in large‑cap US equities
• precious metals and Bitcoin as finite‑supply hedges
• liquid alternatives with non‑equity return drivers
• planning for liquidity so you avoid forced selling
• right‑sizing positions and setting realistic expectations
• when bonds are tools, not default core holdings
• redefining risk as purchasing power shortfall

Please just go ahead and reach out to us. You can get us on our website, ducharmwealth.com, and we look forward to talking to you.

Find Du Charme Wealth Management here:
https://ducharmewealth.com

DISCLAIMER:
Information presented on this program is believed to be factual and up-to-date, but we do not guarantee its accuracy, and it should not be regarded as a complete analysis of the subjects discussed. Discussions and answers to questions do not involve the rendering of personalized investment advice, but are limited to the dissemination of general information. A professional advisor should be consulted before implementing any of the options presented. Encompass More Asset Management LLC is a registered investment adviser with the U.S. Securities and Exchange Commission (SEC) and only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements.

[00:00:00] Risk, Inflation, And Purchasing Power
[00:08:56] The 60/40 Problem And Correlation Shifts
[00:14:11] Case For Levered High‑Quality Housing
[00:23:49] Precious Metals And Bitcoin As Scarcity Assets
[00:33:11] What Liquid Alternatives Really Mean
[00:38:15] Beyond Diversification: Planning And Sizing
[00:42:36] Bonds' Role In A Debasement Cycle
[00:47:08] Redefining Risk And Staying Dynamic