Do you keep savings in your current account? It’s an easy trap to fall into, with a third of people admitting they do it in a recent poll.

If you do keep a savings pot in a bank account you are likely to be missing out on a big chunk of interest you could otherwise earn.

But even if they don’t do this, there’s two more mistakes people make – using convenient ‘insult’ accounts with their existing bank that pay pitiful interest and not using a cash Isa and losing out to tax.

On this podcast, Georgie Frost, Lee Boyce and Simon Lambert look at how to make more of your savings and avoid handing over returns to the bank or taxman.

Plus, are you playing into the hands of shoulder surfing fraudsters or phone snatchers, why are more larger detached homes hitting the market and how can you get Steve Webb to answer your pension question on next week’s podcast?