Suze Orman's Women & Money (And Everyone Smart Enough To Listen)

Don’t Wait, For It Could Be Too Late

9 snips
Nov 20, 2025
Suze tackles pressing financial concerns, urging listeners not to postpone saving, no matter their age. She warns about scams impersonating her and highlights the importance of using credit cards for rewards. Small business owners receive tailored advice on emergency savings and retirement planning. Suze encourages consistent investing through dollar-cost averaging and provides tips on converting retirement accounts. For those deep in debt, she outlines steps to regain financial control, emphasizing it's never too late to start.
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ADVICE

Move Idle Cash To Higher-Yield Accounts

  • Put idle cash into high-yield certificates or savings accounts to earn meaningful interest rates.
  • Suze recommends myalliant.com offers a 4.10% one-year certificate as an example to consider.
ADVICE

Avoid Impersonation Scams

  • Never follow unsolicited messages directing you to apps or investment schemes that use Suze's image.
  • Verify links directly on official channels and avoid WhatsApp solicitations to review finances or buy Bitcoin.
ADVICE

Watch Expense Ratios When Choosing ETFs

  • Sell SPYM (formerly SPLG) if its expense ratio rises and replace it with a lower-cost S&P 500 ETF like VOO.
  • Expense ratios matter over time and can justify switching funds when costs increase.
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