So Shopify Capital (or someone else) offered you $250,000 in exchange for 17% of daily revenue for 90 days. The best part? You can get the money with just a few clicks.

Should you take it?

In one of my most popular episodes ever, Natural Dog Co CEO and former investment banker Bill D'Alessandro said, "Absolutely not. You're paying an absurd APR and these lenders know you don't understand the math."

But Drew Fallon, co-founder and CEO of Iris Financial, says that these are borderline-miraculous products that ecom founders shouldn't take indiscriminately, but should use when they need to.

So I had them on the podcast to fight it out.

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AFP EPISODES REFERENCED IN THIS EPISODE

"Bill D'Alessandro Hates Your Bad Ecom Debt" (⁠⁠Apple⁠⁠, ⁠⁠Spotify⁠⁠)
"The Financial Roadmap for DTC Success (With Drew Fallon)" (⁠⁠Apple⁠⁠, ⁠⁠Spotify⁠⁠)

FOLLOW UP WITH BILL

Get financial coaching from Bill: www.billda.com
Follow Bill on X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/billda
Listen to the Acquisitions Anonymous Podcast: https://www.acquanon.com/

FOLLOW UP WITH DREW

Follow Drew on X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/drewfallon12
Learn more about Iris Finance: irisfinance.co

FOLLOW UP WITH ANDREW

Follow Andrew on X: ⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠https://x.com/andrewjfaris⁠⁠
Email Andrew: podcast@ajfgrowth.com
Work with Andrew: ⁠⁠https://ajfgrowth.com⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠⁠

Radio War Nerd EP 297 — The Civil War, Part 2: Bleeding Kansas