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Research Radio

Highnote: Molding a Modern Card Platform

Mar 19, 2024
CEO and Co-founder of Highnote, John Macllwaine, discusses the evolution of fintech infrastructure with a focus on Highnote's full-stack card issuance platform. Topics include the impact of marketplaces on brands, enabling brands to own customer experience and finance capabilities, and innovative financial solutions for business growth, such as consumer credit expansion and future growth opportunities in the FinTech sector.
40:51

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Quick takeaways

  • Highnote focuses on owning the entire card issuance stack for seamless operations and differentiation in embedded finance.
  • Highnote prioritizes compliance, regulatory alignment, and strategic growth opportunities for future innovation in the payment solutions industry.

Deep dives

HighNote's Embedded Finance Platform for Differentiation

HighNote offers an end-to-end full-stack embedded finance platform in the card issuance space. By owning the entire stack and not sitting on top of another gateway or middleware layer, HighNote enables customers to quickly launch programs while maintaining differentiation in embedded finance. The platform supports customers across various verticals, offering full physical and virtual card creation and a wide range of payment types.

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