Optimal Finance Daily - Financial Independence and Money Advice 3337: The Lazy Person’s Guide to Money by Jessica Jokisch on Simple and Practical Personal Finance
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Nov 1, 2025 Dive into a laid-back approach to money management! Discover how just 15 minutes a week can keep your finances in check. Learn to automate bills and savings effortlessly, using mobile banking to save time. Jessica highlights the importance of tracking spending with personal finance apps and suggests hiring professionals for complex tasks like taxes and investments. Embrace laziness to boost savings, but stay mindful of your financial habits. It's all about making money management simple and stress-free!
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Automate Bills With Vendor Autopay
- Set up online bill pay directly with vendors so they can withdraw the full monthly amount automatically.
- Open each bill to note due dates and amounts so your account always covers automated payments.
Use Mobile Banking For Speed
- Use your bank's mobile app to transfer funds, deposit checks, pay bills, and track spending without visiting a branch.
- Embrace mobile banking to save time and avoid in-person bank visits.
Automate Savings Immediately After Payday
- Automate savings by scheduling transfers right after payday and increase them gradually when you stop feeling the pain.
- Use employer split direct deposit if available to make saving even more automatic.