Should you start an HVAC business in 2026?

This business is hot—sometimes literally—and it’s vital to most Americans. In this episode of JackQuisitions, Jack breaks down what it really takes to start or buy an HVAC company in 2026: how much it costs, what kind of money you can actually make, and why HVAC might be one of the most durable trades to own right now.

From licensing and startup costs to cash-flow management, staffing, and seasonality, this one gets brutally honest. If you’ve ever wondered whether to start from scratch or buy an existing business, Jack covers both paths—and the math behind each.

💡 What You’ll Learn

True startup costs: trucks, tools, techs, and permits
How to buy your way into HVAC with an SBA 7(a) loan
Why HVAC can generate 50–60% margins—but only if you know the trade
Managing seasonality and keeping the phones ringing year-round
Hiring and retaining licensed technicians (aka gold)

💼 Special Thanks to First Internet Bank!

Looking to buy or expand a business? First Internet Bank is a National Preferred SBA lender specializing in acquisitions for the skilled trades. Their SBA loan program offers up to 90% financing for business acquisitions, partner buyouts, and commercial real estate—plus optional lines of credit to fuel future growth. Unlike traditional lenders, they take a “how can we” approach, making deals happen for both first-time buyers and experienced operators.

👉 Special Offer: Mention Owned and Operated for a reduced good faith deposit and a complimentary deal review + buyside prequalification.

Connect with Alan Peterson from First Internet Bank here

💼 Shoutout to Quick Staffers LLC

Hire trained HVAC & plumbing CSRs at a fraction of the cost.

🔥 $1,000 off your first placement

🎙 Host: Jack Carr

Send us a text

Jackquisitions Newsletter — Your favorite source for how to buy small businesses. Real insights, smart strategies, zero gurus.

🖊️ Sign up HERE for more insights

📢 Enjoyed the episode?
✅ Like, Comment & Subscribe for weekly insights on business acquisitions, deal flow, marketing, and growth strategies!

📌 Disclaimer: Some links may include UTM parameters or affiliate relationships, meaning we may earn a commission if you make a purchase. Episodes may feature sponsors, but all opinions expressed are our own.

Full Blood Count interpretation with Dr Suzy Morton 'The red blood cells'